Introduction to Personal Finance (eBook)

A Step-by-Step Guide to Financial Freedom

Kristen Carioti (Autor)

eBook Download: EPUB

2024 | 1., First Edition
727 Seiten
Sage Publications, Inc (Verlag)
978-1-0718-8505-5 (ISBN)

Inhalt

Part I: Your Relationship with Money
Chapter 1: Your Money, Your Story
Your Money History
Money Scripts
Money Values
Chapter 2: Defining Financial Freedom
Your Money Future
Your Present-Self and Future-Self
Cash Flow Versus Net Worth
Paycheck to Paycheck
Inequities and Costs of Financial Hardship
Financial Freedom
Seven Steps to Financial Freedom
Appendix: Time Value of Money
Part II: The Basics
Chapter 3: Banks and Money
Types of Mainstream Banks
Types of Deposit Accounts
Setting Up a Basic Emergency Fund
Alternative Financial Services
Cryptocurrency
Chapter 4: Introduction to Credit and Credit Cards
Three Types of Credit
Types of Credit Cards
Credit Card Finance Charges
Paying a Credit Card Off
Alternative Uses of Credit Cards
Credit Card Statistics
Benefits and Costs of Credit Cards
Chapter 5: Credit History and Identity Theft
Credit History
Credit Report
Credit Score
Types and Signs of Identity Theft
Preventing and Reporting Identity Theft
Part III: Income and Expenses
Chapter 6: Income and Career Planning
Prioritizing Income
Research Yourself and Your Career
Test Drive Your Career
Navigating Job Offers and Promotions
Navigating Your Career
Self-Employment
Chapter 7: Expenses and Budgeting
Managing Expenses
Planning Large Expenses
Why You Need a Budget
Budgeting Tools
Creating Your Own Zero-Based Budget
Budgeting Examples
Assessing and Adjusting Your Budget
Part IV: Loans and Debt
Chapter 8: Consumer Loans
Consumer Loans
Monthly Payment and Total Cost of a Loan
Refinancing a Loan
Prepaying a Loan
Student Loans
Federal Student Loan Repayment
Chapter 9: Debt
Predatory Lending
Predatory Loans and Agreements
Paying Off Debt
Other Debt Payoff Strategies
Debt Relief
Part V: From College to Career
Chapter 10: Investing Fundamentals
Saving Versus Investing
Investment Securities
Alternative Investments
Understanding Your Risk Tolerance
Investment Portfolios
Exponential Growth
Chapter 11: Investing Applications
Investment Strategies
Investment Accounts
Employer-Sponsored Retirement Plans
Investing in a 401(k)
Individual Retirement Accounts
Investing in a Roth IRA
Investing Mistakes
Chapter 12: Taxes
Introduction to Income Taxes
Filing Your Tax Return
Calculating Your Federal Income Taxes
State, Local, and FICA Taxes
Filing Taxes When You′re Self-Employed
Other Taxes
Chapter 13: Insurance
Health Insurance: How It Works
Health Insurance: Where to Get It
Life Insurance
Disability Insurance
Auto Insurance
Property Insurance
Chapter 14: Housing
Rental Housing
Rental Housing: Pros and Cons
Mortgages
Buying a Home
Home Ownership: Pros and Cons
Rental Property Ownership
Part VI: Pathways to Financial Freedom
Chapter 15: Your Money, Your Future
Retirement Planning
Estate Planning
Protecting Your Future
Money Mistakes and Stall Outs
Continuing Education

Produkt-Details

• Erscheint lt. Verlag: 18.3.2024
• Reihe/Serie: Corwin Mathematics Series
• Verlagsort: Thousand Oaks
• Sprache: englisch
• Themenwelt: Recht / Steuern ► Wirtschaftsrecht
• Themenwelt: Wirtschaft ► Allgemeines / Lexika
• Themenwelt: Wirtschaft ► Betriebswirtschaft / Management
• Themenwelt: Wirtschaft ► Volkswirtschaftslehre
• Schlagworte: financial freedom • introduction to personal finance • Kristen Carioti • personal finance guide • Seven Steps to Financial Freedom
• ISBN-10: 1-0718-8505-7 / 1071885057
• ISBN-13: 978-1-0718-8505-5 / 9781071885055