You Don't Need a Budget

Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease

Dana Miranda (Autor)

Buch | Hardcover

336 Seiten

2025
Little, Brown & Company (Verlag)
978-0-316-56893-7 (ISBN)

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A simple, no‑stress guide to managing money-free of the toxic messages and shame baked into traditional personal finance advice.

Track every dollar you spend. Check your account balances once a week. Always pay off your credit card bill in full. Make a budget-and stick to it. These are just a few of the edicts you'll find in virtually every personal finance book. But this kind of rigid, one‑size-fits‑all advice-usually written for and by wealthy white men (and a few women) with little perspective on the money struggles that many people face-is unrealistic, and only creates stress and shame.

As a financial journalist and educator, Dana Miranda is on a mission to liberate readers from budget culture: the damaging set of beliefs around money that rely on restriction, shame, and greed-much like diet culture does for food and bodies. In this long‑overdue alternative to traditional budgeting advice, Miranda offers a new approach that makes money easy for everyone, regardless of the numbers in their bank account.

Full of counterintuitive advice-like how to use debt to support your life goals, how to plan for retirement without a 401K, and how to take advantage of resources that exist to support those left behind by the forces of capitalism-You Don't Need a Budget will empower readers to get money off their mind and live the lives they want.

Dana Miranda is a Certified Educator in Personal Finance® (CEPF®) and a personal finance journalist. After leaving a leadership position with a popular financial media startup and spending two years as a freelance writer, she created Healthy Rich to change the way we talk about money. Dana has shared her expertise as a contributor to Forbes, Business Insider, the New York Times, CNBC, NextAdvisor, Culture Study, The Motley Fool, Money magazine, The Penny Hoarder, and Inc. magazine; and Healthy Rich has been featured in publications including Bankrate, Real Simple, and Forbes, where it was named a safe resource for LGBTQ+ financial education in 2022.

Erscheinungsdatum	14.12.2024
Verlagsort	New York
Sprache	englisch
Maße	144 x 212 mm
Gewicht	440 g
Themenwelt	Sachbuch/Ratgeber ► Beruf / Finanzen / Recht / Wirtschaft ► Geld / Bank / Börse
	Sachbuch/Ratgeber ► Gesundheit / Leben / Psychologie
	Sozialwissenschaften ► Pädagogik
	Wirtschaft ► Betriebswirtschaft / Management ► Finanzierung
ISBN-10	0-316-56893-7 / 0316568937
ISBN-13	978-0-316-56893-7 / 9780316568937
Zustand	Neuware