How to Get the Best Home Loan
John Wiley & Sons Inc (Verlag)
978-0-471-41511-4 (ISBN)
- Titel ist leider vergriffen;
keine Neuauflage - Artikel merken
Save Time and Money-and Get the Loan That's Right for You Ever-changing mortgage guidelines ...confusing financial forms ...if you're buying or refinancing a home, you know all too well how overwhelming and intimidating the mortgage process can be. This revised edition of How to Get the Best Home Loan guides you through all the critical issues and demystifies the mechanics of mortgage lending-everything from disclosures and fees to closing costs, points, and making payments. Longtime mortgage banking industry insider and former realtor W. Frazier Bell helps you sidestep the risks of financing a mortgage and sheds light on many unknown aspects that keep borrowers from making intelligent, money-saving decisions. Written in clear, simple language, this comprehensive Second Edition features new information on desktop underwriting, merged credit reports, and using the Internet, as well as updated sections on verifications, qualifying, and loan types.
Bell gives you hands-on access to his hard-won experience, providing the tools you need to: Understand why lenders do the things they do Learn what to look for when comparing loans and lenders Head off potential problems and expensive mistakes Navigate FRMs, ARMs, FHAs, GEMs, and TILs Know why certain loans may be better for you than others Save yourself hundreds, even thousands, of dollars Packed with real-life examples, sample forms, and proven advice, How to Get the Best Home Loan, Second Edition will ensure that you get the right loan, at the right price, from the right lender.
W. FRAZIER BELL is past president of the Charlottesville Area Mortgage Bankers Association. He has taught college-level courses on mortgage lending and has been successfully active in real estate, contracting, and mortgage banking for twenty-eight years. Bell also served as a direct endorsement underwriter for FHA loans.
A Fable. Introduction. My Father Said He Never Had to Go Through This! The Secondary Market. Making the Payments: Avoiding Deficit Spending. L-T-V (Loan-To-Value) Means R-E-S-P-E-C-T. Loan Types--The ABCs of FRMs, ARMs, GPMs, GEMs, FHAs and VAs. The Appraisal. The Different Types of Properties. Interest Rates, Points, and Lock-Ins. The Types of Lenders. Closing Costs. Refinancing Your Mortgage. Written Disclosure to the Borrower. The Loan. Qualifying Yourself. The Maximum Loan Amount. Using Your High School Math. If You Are Turned Down for the Loan. Summary-Caveat Emptor. Appendix Forms. Glossary. Index.
| Erscheint lt. Verlag | 24.4.2001 |
|---|---|
| Zusatzinfo | glossary, index |
| Verlagsort | New York |
| Sprache | englisch |
| Maße | 161 x 226 mm |
| Gewicht | 334 g |
| Themenwelt | Sachbuch/Ratgeber ► Beruf / Finanzen / Recht / Wirtschaft ► Geld / Bank / Börse |
| Wirtschaft ► Betriebswirtschaft / Management ► Finanzierung | |
| Betriebswirtschaft / Management ► Spezielle Betriebswirtschaftslehre ► Bankbetriebslehre | |
| ISBN-10 | 0-471-41511-1 / 0471415111 |
| ISBN-13 | 978-0-471-41511-4 / 9780471415114 |
| Zustand | Neuware |
| Informationen gemäß Produktsicherheitsverordnung (GPSR) | |
| Haben Sie eine Frage zum Produkt? |
aus dem Bereich
