Personal Finance for Young Professionals (eBook)

Scott Gong (Autor)

eBook Download: EPUB

2025
224 Seiten
Business Expert Press (Verlag)
978-1-63742-899-3 (ISBN)

Infos

Organizational Digital Transformation: An IT-Enabled Program Approach provides a comprehensive, actionable framework for planning, executing, and sustaining digital transformation across modern enterprises. As organizations navigate heightened competition, accelerated technological change, and rising stakeholder expectations, this book demonstrates why traditional project-by-project upgrades are no longer sufficient. Instead, successful transformation requires a coordinated IT-enabled program management approach—one that integrates interdependent initiatives, aligns strategy with execution, and delivers measurable business value.

Drawing on decades of research and real-world managerial insight, the authors walk readers through the entire program management life cycle—from identifying and formulating a transformation program to defining, planning, executing, delivering, and ultimately closing it. Each phase is equipped with tools, templates, governance mechanisms, and decision frameworks designed to help leaders steer complex digital transformations with clarity and discipline. The book builds on themes such as program visioning, blueprint design, benefits realization, stakeholder analysis, risk and resistance management, governance structure, and organizational readiness, all of which are central to ensuring sustained transformation success.

Central to the text is the fictional yet highly realistic case study “Digital Transformation of The Sun News,” which guides readers through a multi-year transformation journey. Through this extended example, readers observe how a traditional media organization evolves into a digital-first enterprise, applying program management tools to reimagine business processes, modernize IT capabilities, and adapt organizational culture. The case illustrates how program phases unfold, how decisions are made in dynamic environments, and how benefits mapping, project dossiers, and governance structures support enterprise-level digital integration.

The book is structured around the logic of the IT-enabled program life cycle, offering a chapter-by-chapter roadmap:

• Chapter 1 explains why digital transformation requires program-level thinking, describes the four phases of the program life cycle, and identifies the core responsibilities and skills required of Program Managers.
• Chapter 2 walks through identifying and formulating the program—including producing a Program Mandate, Program Brief, Program Preparation Plan, and conducting formal stakeholder analysis to establish strategic alignment and social feasibility
• Chapter 3 describes defining and planning the program, producing the Program Business Case, Blueprint, benefits plans, and an execution roadmap for moving into delivery.
• Chapter 4 covers executing and delivering the program through oversight, iterative governance processes, stakeholder communication, risk management, capability delivery, and benefits realization strategies.
• Chapter 5 addresses closing the program by reviewing benefits realization, ensuring organizational transition, and capturing lessons learned to support long-term sustainability.
• Chapter 6 concludes with a culture–technology perspective, connecting change management principles with program management practices to reinforce organizational readiness and adaptability.

Across these chapters, the authors blend academic rigor with practitioner relevance. Readers gain access to actionable templates, governance models, benefit maps, stakeholder tools, and program management artifacts suitable for immediate application in real organizations. This dual emphasis on theory and practice ensures the book is valuable not only for academic study but also for hands-on transformation leadership.

This book is ideally suited for business leaders, CIOs and CTOs, IT executives, Program Managers, PMO teams, consultants, and graduate students seeking a deeper understanding of how digital transformation unfolds at scale. It is also a strong teaching resource for MBA and executive education programs, offering an integrated view of strategy, governance, technology, and organizational change. Whether readers are shaping enterprise-wide transformation, implementing digital integration initiatives, or preparing the next generation of Program Managers, this book delivers a disciplined, evidence-based roadmap for navigating complexity and achieving sustainable digital evolution.

Personal Finance for Young Professionals pairs practical advice with psychological insights to create a positively purposeful system. Readers will learn to identify their financial philosophy and develop a strategy that suits their personal preferences and meets their financial needs.

How to be successful with your finances can be summarized on a single sheet of paper–there isn’t much to it, but it takes more than a generic plan. This book will help young professionals make sound financial decisions while cultivating the necessary psychology to stay the course over time. Gong draws on over a decade of tutoring experience to break down personal finance into relevant and digestible kernels of knowledge that are applicable and actionable.

Inhalt

List of Figures and Tables; Description; Dedication; Review Quotes; Preface; Acknowledgments; Notes and Disclaimers; Chapter 1: A Holistic View on Personal Finance; Chapter 2: The Flow of Personal Finance; Chapter 3: Building a Solid Budget; Chapter 4: Financial Organization; Chapter 5: Credit and Responsible Credit Use; Chapter 6: Paying Off Debt; Chapter 7: Taxes; Chapter 8: Investments: Putting Your Money to Work; Chapter 9: Retirement; Chapter 10: The Homebuying Process; Chapter 11: Financial Psychology; Chapter 12: Conclusion; Appendix; Notes; About the Author; Index

Produkt-Details

• Erscheint lt. Verlag: 28.11.2025
• Verlagsort: New York
• Sprache: englisch
• Maße: 150 x 150 mm
• Themenwelt: Sachbuch/Ratgeber ► Beruf / Finanzen / Recht / Wirtschaft ► Geld / Bank / Börse
• Themenwelt: Wirtschaft
• Schlagworte: best money moves for recent graduates and early career people • how to manage your money in your 20s and 30s • how to think about money your way • smart ways to budget and spend money • understanding investing for beginners • what is the best way to become financially stable • what should I do with my first paycheck
• ISBN-10: 1-63742-899-5 / 1637428995
• ISBN-13: 978-1-63742-899-3 / 9781637428993